I
am retired, sixty-three years old, and too young for Medicare. My
wife and I buy our insurance coverage through the federal Healthcare
exchange. Wednesday, I received an e-mail from our carrier, Anthem Blue
Cross-Blue Shield. It was titled: Anthem
will Discontinue many ACA Health Plans in 2018.
In
describing their decision to exit most of the exchange markets in Wisconsin,
Anthem's note stated, "Unfortunately, uncertainty in the
Wisconsin health insurance market does not provide the clarity and
confidence we need to offer affordable coverage to our members in
2018." (underline mine)
In
another statement, the company expanded on their reasoning, saying
that selling into the exchanges has "become increasingly
difficult due to a shrinking and deteriorating individual market, as
well as continual changes and uncertainty in federal operations,
rules, and guidance."
GOP
politicians wasted no time. The same hacks responsible for the
"continual changes and uncertainty in federal operations, rules,
and guidance" started pointing their fingers elsewhere. They celebrated our inconvenience and gleefully blamed the law that
has brought America's uninsured rate to historic lows.
Granny-starver
Paul Ryan predictably said, "Because of Obamacare, many
Wisconsinites will now have to scramble to find new plans and new
doctors. " Ryan further stated, “This law has failed
our state. Obamacare is clearly collapsing, and we have to step in
before more families get hurt.”
Urine-fixated
Scott Walker chimed in about Anthem's move from our state's exchange: "Obamacare
is collapsing. Growing uncertainty in the health insurance market was
created by Obamacare’s costly regulations and it is causing higher
premiums and a lack of options. "
Jim
(If Obama is for it, I'm against it !) Sensenbrenner posted on Facebook, "Today’s announcement that Anthem Blue Cross Blue
Shield will be dropping out of the Wisconsin health insurance market
is devastating to thousands of families in our state. It’s another
unfortunate example of the ongoing failures of the disastrous
Obamacare law..."
All
is not dire. We are not in the mythical ACA death spiral that the GOP
has been lying about for seven years. We will still have plenty of choices of insurance carriers in Wisconsin. In fact, of 3,144 total
US counties, only 44 are in any risk of having no exchange insurer
next year.
However,
changing health insurance is a hassle. I will have to deal with a new
carrier. I may have to change doctors. So will an estimated 14,000
other Wisconsin residents. But it is not the fault of the Affordable Care
Act. It is not the fault of Democrats. I don't even blame Anthem for
leaving the exchange.
We
are not stupid. The ACA markets were stable until the Republicans
gained complete control in Washington. They were stable until Trump
started threatening to renege on the government's obligation to pay
cost-sharing subsidies. They were stable until Trump's executive
order to stop enforcing the individual mandate. They were stable
until all of the uncertainty of Congress's mean-spirited attempt to
rip the American healthcare system to shreds.
No,
Anthem Blue Cross/Blue Shield leaving Wisconsin is not the fault of
the Affordable Care Act. As the insurer clearly stated, it is the
fault of deep uncertainties at the federal level.
It is the fault of
Congressmen like Jim Sensenbrenner and Paul Ryan, who have worked
tirelessly to take heathcare away from their constituents. It is the
fault of Sen. Ron Johnson, who said that the ACA is the greatest assault on freedom in his lifetime. It is the fault of our Governor, who has
done everything possible to sabotage our healthcare. It is the fault
of an incompetent President, who continues to cripple the law through
his Executive Orders.
Republicans
are in complete control of both our state and federal governments.
GOP politicians have weakened the healthcare marketplace by their own
purposeful actions. They created this mess. In an act of unmitigated
gall,they are blaming the Democrats, Obama, and the ACA. Sorry. This
is on them.
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